.refi-magnet{position:relative;overflow:hidden;padding:96px 0;background:#071b2c;color:#fff}.refi-magnet *{box-sizing:border-box}.refi-magnet:before{content:"";position:absolute;width:640px;height:640px;right:-240px;top:-250px;border-radius:50%;background:radial-gradient(circle,rgba(53,104,244,.38),transparent 68%);pointer-events:none}.refi-magnet .refi-magnet-inner{position:relative;z-index:1;width:min(1180px,calc(100% - 48px));margin:auto;display:grid;grid-template-columns:minmax(0,.85fr) minmax(420px,1.15fr);gap:78px;align-items:center}.refi-magnet-copy .magnet-kicker{margin:0 0 15px;color:#a9bdff;font-size:11px;font-weight:800;letter-spacing:.17em;text-transform:uppercase}.refi-magnet-copy h2{margin:0 0 20px;color:#fff;font-size:clamp(38px,5vw,62px);font-weight:700;line-height:.98;letter-spacing:-.055em}.refi-magnet-copy>p{max-width:570px;margin:0 0 28px;color:rgba(255,255,255,.65);font-size:15px;line-height:1.7}.magnet-list{display:grid;gap:12px;margin:0;padding:0;list-style:none}.magnet-list li{display:flex;gap:10px;align-items:flex-start;color:rgba(255,255,255,.78);font-size:12px}.magnet-list li:before{content:"✓";width:20px;height:20px;display:grid;flex:none;place-items:center;border-radius:50%;background:rgba(201,244,220,.13);color:#c9f4dc;font-size:10px;font-weight:900}.refi-lead-form{padding:30px;border:1px solid rgba(255,255,255,.15);border-radius:18px;background:#fff;color:#102033;box-shadow:0 25px 70px rgba(0,0,0,.22)}.refi-lead-form h3{margin:0 0 7px;color:#102033;font-size:23px;letter-spacing:-.04em}.refi-lead-form>.form-intro{margin:0 0 23px;color:#607084;font-size:12px}.refi-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.refi-field{display:block}.refi-field.full{grid-column:1/-1}.refi-field>span{display:block;margin-bottom:6px;color:#102033;font-size:10px;font-weight:800;letter-spacing:.02em}.refi-field input,.refi-field select{width:100%;min-height:48px;padding:0 13px;border:1px solid #cbd2da;border-radius:9px;background:#fff;color:#102033;font:inherit;font-size:13px;outline:none}.refi-field input:focus,.refi-field select:focus{border-color:#3568f4;box-shadow:0 0 0 3px rgba(53,104,244,.12)}.refi-field-honey{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.refi-consent{display:grid;grid-template-columns:18px 1fr;gap:9px;margin:17px 0 15px;align-items:start;color:#607084;font-size:10px;line-height:1.5}.refi-consent input{width:16px;height:16px;margin:1px 0 0;accent-color:#3568f4}.refi-consent a{color:#2553d4}.refi-submit{width:100%;min-height:53px;padding:0 18px;display:flex;align-items:center;justify-content:space-between;border:0;border-radius:10px;background:#3568f4;color:#fff;font:inherit;font-size:13px;font-weight:800;cursor:pointer}.refi-submit:hover{background:#2553d4}.refi-submit:disabled{opacity:.6;cursor:wait}.refi-form-status{min-height:18px;margin:10px 0 0;color:#9a2c25;font-size:10px}.refi-success{display:none;padding:31px;border:1px solid rgba(255,255,255,.15);border-radius:18px;background:rgba(255,255,255,.08);color:#fff}.refi-success.visible{display:block}.refi-success h3{margin:0 0 9px;color:#fff;font-size:27px}.refi-success p{color:rgba(255,255,255,.65);font-size:12px}.refi-download{min-height:52px;margin-top:20px;padding:0 16px;display:flex;align-items:center;justify-content:space-between;border-radius:10px;background:#fff;color:#071b2c;text-decoration:none;font-size:12px;font-weight:800}.magnet-fine{margin-top:13px!important;color:rgba(255,255,255,.42)!important;font-size:9px!important}.refi-magnet.light{background:#f5f6f2;color:#102033}.refi-magnet.light:before{opacity:.22}.refi-magnet.light .refi-magnet-copy h2{color:#102033}.refi-magnet.light .refi-magnet-copy>p{color:#607084}.refi-magnet.light .magnet-list li{color:#607084}.refi-magnet.light .magnet-list li:before{background:#e2f5ea;color:#157446}.refi-magnet.light .magnet-kicker{color:#3568f4}@media(max-width:850px){.refi-magnet .refi-magnet-inner{grid-template-columns:1fr;gap:45px}}@media(max-width:560px){.refi-magnet{padding:72px 0}.refi-magnet .refi-magnet-inner{width:calc(100% - 28px)}.refi-lead-form{padding:22px}.refi-form-grid{grid-template-columns:1fr}.refi-field.full{grid-column:auto}.refi-magnet-copy h2{font-size:42px}}